:root{--navy:#0f2a5c;--blue:#1d5bd8;--blue-l:#eaf1ff;--orange:#ff6a1a;--orange-d:#e85a0c;--ink:#1a1f2b;--sub:#5a6475;--line:#e4e8ef;--bg:#f6f8fb;--ok:#0f9d6b;--r:14px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font-family:Pretendard,-apple-system,BlinkMacSystemFont,"Apple SD Gothic Neo","Malgun Gothic",sans-serif;color:var(--ink);background:#fff;line-height:1.7;font-size:16px;word-break:keep-all;padding-bottom:76px}
a{color:var(--blue);text-decoration:none}
img{max-width:100%;height:auto;display:block}
.wrap{max-width:1040px;margin:0 auto;padding:0 18px}
/* header */
.hd{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.hd .wrap{display:flex;align-items:center;justify-content:space-between;height:56px}
.logo{font-weight:800;font-size:19px;color:var(--navy);letter-spacing:-.3px}
.logo b{color:var(--orange)}
.hd nav a{color:var(--sub);font-size:14px;margin-left:14px}
/* breadcrumb */
.bc{font-size:13px;color:var(--sub);padding:12px 0 0}
.bc a{color:var(--sub)}
.bc span{margin:0 6px;color:#b5bccb}
/* hero */
.hero{background:linear-gradient(160deg,var(--navy) 0%,#1b3f86 100%);color:#fff;padding:26px 0 30px}
.hero .bc,.hero .bc a{color:#c9d6f2}
.hero h1{font-size:25px;line-height:1.35;margin:12px 0 10px;letter-spacing:-.5px}
.hero .lead{font-size:16px;color:#e3ebfb;margin:0 0 16px}
.hook{background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.22);border-radius:var(--r);padding:14px 16px;margin:0 0 16px}
.hook strong{color:#ffd54a}
.hero-btn{display:block;text-align:center;background:var(--orange);color:#fff;font-weight:800;font-size:17px;border-radius:12px;padding:15px;box-shadow:0 6px 18px rgba(255,106,26,.35)}
.hero-btn:active{background:var(--orange-d)}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:14px 0 0;padding:0;list-style:none}
.chips li{background:rgba(255,255,255,.12);border-radius:20px;padding:5px 12px;font-size:13px;color:#e8efff}
/* sections */
section.sec{padding:30px 0}
section.sec.alt{background:var(--bg)}
h2{font-size:21px;line-height:1.4;margin:0 0 14px;letter-spacing:-.4px}
h3{font-size:17px;margin:18px 0 6px}
p{margin:0 0 12px}
.muted{color:var(--sub);font-size:14px}
/* cta cards */
.cta-head{display:flex;align-items:flex-end;justify-content:space-between;gap:10px;margin-bottom:12px}
.cta-head p{margin:0;color:var(--sub);font-size:14px}
.cards{display:grid;grid-template-columns:1fr;gap:12px}
.card{display:flex;gap:14px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:12px;color:var(--ink);box-shadow:0 2px 8px rgba(15,42,92,.05);position:relative}
.card:active{border-color:var(--blue)}
.card .rank{position:absolute;top:8px;left:8px;background:var(--navy);color:#fff;font-size:12px;font-weight:700;border-radius:6px;padding:1px 7px}
.card img{width:96px;height:96px;border-radius:10px;flex:0 0 96px;object-fit:cover}
.card .t{display:block;flex:1;min-width:0}
.card .nm{display:block;font-weight:800;font-size:17px;margin:0 0 2px}
.card .ds{display:block;font-size:13.5px;color:var(--sub);margin:0 0 6px;line-height:1.55}
.card .tg{display:flex;flex-wrap:wrap;gap:5px;margin:0 0 8px}
.card .tg span{background:var(--blue-l);color:var(--blue);font-size:12px;border-radius:6px;padding:1px 7px;font-weight:600}
.card .go{display:inline-block;background:var(--orange);color:#fff;font-weight:700;font-size:14px;border-radius:8px;padding:6px 12px}
.ad-note{font-size:12px;color:#8a93a3;margin:10px 0 0}
/* data */
.stats{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:0 0 14px}
.stat{background:#fff;border:1px solid var(--line);border-radius:12px;padding:12px}
.stat .k{font-size:12.5px;color:var(--sub)}
.stat .v{font-size:20px;font-weight:800;color:var(--navy);line-height:1.3}
.stat .s{font-size:12px;color:var(--sub)}
.note{background:#fff8e6;border-left:4px solid #ffb020;border-radius:8px;padding:12px 14px;margin:12px 0;font-size:15px}
.src{font-size:12.5px;color:#8a93a3;margin-top:10px}
/* table */
.tbl{width:100%;border-collapse:collapse;font-size:14px;background:#fff}
.tbl th,.tbl td{border-bottom:1px solid var(--line);padding:9px 8px;text-align:left;vertical-align:top}
.tbl th{background:#f1f4f9;font-weight:700;font-size:13px;color:#3b4456}
.tscroll{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:10px}
/* tips */
.tips{display:grid;gap:10px}
.tip{background:#fff;border:1px solid var(--line);border-radius:12px;padding:14px 16px}
.tip h3{margin:0 0 4px;font-size:16px;color:var(--navy)}
.tip p{margin:0;font-size:15px}
/* links */
.links{display:grid;grid-template-columns:repeat(2,1fr);gap:8px}
.links a{display:block;background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px;font-weight:700;color:var(--ink)}
.links a small{display:block;font-weight:400;color:var(--sub);font-size:12.5px}
/* faq */
details{background:#fff;border:1px solid var(--line);border-radius:12px;margin:0 0 8px;padding:0 14px}
summary{cursor:pointer;font-weight:700;padding:13px 0;list-style:none}
summary::-webkit-details-marker{display:none}
summary:before{content:"Q. ";color:var(--blue)}
details p{padding:0 0 12px;margin:0}
/* footer */
.ft{background:#11182a;color:#a9b3c7;font-size:13px;padding:26px 0 30px;margin-top:10px}
.ft a{color:#cdd6e8}
.ft p{margin:0 0 8px}
/* bottom bar */
.bbar{position:fixed;left:0;right:0;bottom:0;z-index:30;background:#fff;border-top:1px solid var(--line);padding:9px 12px calc(9px + env(safe-area-inset-bottom));box-shadow:0 -4px 14px rgba(0,0,0,.08)}
.bbar a{display:flex;align-items:center;justify-content:center;gap:8px;background:var(--orange);color:#fff;font-weight:800;font-size:16.5px;border-radius:12px;height:52px}
.bbar small{font-weight:600;font-size:12.5px;opacity:.92}
@media(min-width:760px){
 body{padding-bottom:0}
 .bbar{display:none}
 .hero{padding:34px 0 40px}
 .hero h1{font-size:32px}
 .hero-btn{display:inline-block;padding:14px 34px}
 .cards{grid-template-columns:repeat(3,1fr)}
 .card{flex-direction:column;align-items:stretch;text-align:left}
 .card img{width:100%;height:auto;flex:none;aspect-ratio:1/1}
 .stats{grid-template-columns:repeat(4,1fr)}
 .tips{grid-template-columns:repeat(2,1fr)}
 .links{grid-template-columns:repeat(3,1fr)}
 h2{font-size:24px}
}